Are you Pre-Approved for a loan?

Before you begin to shop for a new home, you should set up a consultation with me so we can figure out how much you can afford. This will put you in a better position as a buyer.

Getting pre-approved for a loan gives you a competitive advantage when the time comes to bid on a home because you have been pre-approved for a loan for a specified amount.

To get pre-approved, you will complete a mortgage application and provide me with various information verifying your employment, assets and financial status such as W-2 forms, bank records and pay-stubs. We’ll review your mortgage options that best meet your needs. Once the application process is complete you will receive a pre-approval letter indicating the amount you’re pre-approved for. Take this letter when you make an offer on a home and you will look much more secure and trustworthy to the sellers.